The weather is finally cooling down, and soon the leaves will be falling! With this lovely change in temperature comes a reminder to prepare your home for the coming cold. Properly inspecting and cleaning your home's exterior can avoid cracking gutters, breaking heat systems, and other preventable hardships.
With a sharp increase in natural disasters including hurricanes, wildfires, and even earthquakes, it's an appropriate and crucial time to focus on what we can do to prepare for these kinds of events. There are several resources on Ready.gov that can help you and your loved ones better prepare for natural disasters and other calamities.
Disasters Don't Plan Ahead. You Can.
This is the slogan of this year's national preparedness month. While we hope that these scenarios never occur in our lives, we can also make plans and be prepared so that if such an event occurs, we are ready and able to survive without running water and access to gasoline, stores, etc.
This is an example plan of how to make necessary preparations:
Week 1: Make a Plan for Yourself, Family, and Friends
Week 2: Plan to Help Your Neighbor and Community
Week 3: Practice and Build Out Your Plans
Week 4: Get Involved! Be a Part of Something Larger
When disaster strikes, it's too late to form a plan of what to do, where to go, who to contact, and other steps to ensure safety. By planning now for what may or may not happen, you and your loved ones will be ready to act if a natural disaster occurs in your area.
In addition to these plans, it's important to know what your insurance policies do and do not cover. Flood insurance is a separate policy from homeowners or renters insurance. If you have a homeowners or renters policy only, your home and contents will not be covered if the loss occurs from flooding. If you would like a quote on flood insurance, or any other type of insurance, please give us a call at 615-900-0288 or visit ReduceMyInsurance.Net for a free quote.
Everybody wants to feel at peace. How is this accomplished? Unfortunately, I do not yet, and probably never will, have all the answers. But I do have a good starting point. This is not a self-help post. It's not a 'Get Rich Quick' scheme. It's simply the introduction to a 12-week course I'm taking on personal finances - how to manage money, create and use a budget, and invest in ways that make sense for me and my family.
Each year before school resumes, Tennesseans have the opportunity to purchase specific items without any sales tax added. In previous years, it fell on the first weekend in August. However, legislators passed a law in 2016 to move the sales tax holiday to the last weekend in July starting this year.
Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance with that?”